Built for Scaled Fintechs

Volume grows. Headcount doesn't.

The analyst you were never given.

Experts in Compliance, BSA, and Banking Operations build workflows tailored to you.

Hickory gives a compliance team the capacity of another analyst, without the headcount and with an audit trail built in.

Reporting

Sponsor bank expects visibility into daily operations and asks frequently. Each request routes through a data team with competing priorities. Hickory gives compliance direct access to the data, so bank requests are answered the same day.

No waiting on the data team. Request the population in plain language and receive it with sources attached.
Recurring bank reporting already prepared. Assembled on schedule, ahead of the request.
Follow-up questions answered immediately. When the bank asks why a figure moved, the records are already attached to it.
You review before the bank does. Nothing goes upstream until your team has seen it.

Workflows

Monitoring and testing currently means capturing screenshots, working in spreadsheets, and uploading the result to your sponsor. That consumes the week. Hickory collects the evidence and prepares the workpaper, which returns the hours your compliance officer needs to be part of product decisions before they reach the bank.

Evidence captured from the source system. In the format your sponsor expects, without screenshots or spreadsheets.
Testing runs against your criteria. Populations pulled, samples worked, exceptions prepared for your disposition.
Bank requests assembled for you. Transactions, payment history, and signup records pulled and matched to the request.
Compliance moves upstream. Recovered hours go to reviewing product initiatives before they become bank conversations.

Knowledge base

You support a limited set of products, so do not deploy solutions for a full-service bank. Hickory answers against the products you actually offer, so applicability is settled with the regulation quoted.

Scoped to the products you support. Answers address your program, not the full banking product set.
Applicability you can send back. When a request reaches something you do not offer, the response includes the provision and the reasoning.
Your policies and your bank agreement both apply. Each informs the answer.
Only the rule changes that reach your products. Releases that do not affect your program are filtered out.